The UK adult social care sector has been subject to multiple promises of reform since the 1999 Sutherland report famously described existing policies at that time as “neither efficient nor fair due to the nature of the risk and the size of the sums required”.
In this report we look at how the private sector and technology innovation might positively disrupt Social Care. We note how the insurance industry has in recent years developed dedicated later life care annuity type policies. These, however, will not be accessible nor affordable to the vast majority of citizens. We consider some developing technology enabling platforms to assess if these can provide a viable solution.